Every property requires insurance which provides an appropriate level of cover to protect the owners and the occupiers from specified risks.
Maunder Taylor have always been involved with insurance renewals as it forms an essential part of competent property management. In 1992, our Insurance Department was established to deal exclusively with providing insurance-related advice and in 2005 we became FSA registered. We have established a sound knowledge of property insurance, rebuild costs, and of the ways in which our clients can be properly protected.
Insurance documents are littered with technical jargon such as “All-Risks” and “Day One Reinstatement Basis”. We are able to explain terms and conditions in plain English.
We comply with FCA regulation in transparency and competitive tendering for insurance quotations.
A client should be covered for the right sum insured. If under-insured, there is a risk that the claim settlement will not cover the cost of reinstatement. If over-insured, the premium will be higher than it should be. We can carry out a valuation to determine the appropriate level of cover for your property, and can act as the intermediary to obtain competitive quotations from insurers.
Types of insurance cover which we place include buildings and engineering policies. For managed buildings, we are also able to place Employers’ Liability, Directors’ & Officers’ Liability, Common Parts Contents as well as other property-specific cover.
We have a dedicated in-house team to assist in the event of a claim being made. This ensures you will always have a regular point of contact.
If you make a complaint and we cannot resolve matters, you may be entitled to refer it to the Financial Ombudsman Service. Their website address is www.financial-ombudsman.org.uk.
Maunder Taylor is authorised and regulated by the Financial Conduct Authority(FCA). Our FCA Register number is 312712. You can check this on FCA’s Register by visiting the FCA’s website: http://www.fca.org.uk/ or by contacting the FCA on 0800 111 6768.